Saraswati Smart Homes

by Om Realty

Noida

Project ID LJ09027

Check Home Loan EMI

About Saraswati Smart Homes, Noida

Saraswati Smart Homes is a premium Flat / Apartment project located in Noida. The project combines contemporary architecture with practical layouts to deliver comfortable and efficient living spaces. It is a good choice for homebuyers and investors looking for quality construction in a well-connected area.

Saraswati Smart Homes enjoys excellent connectivity to major roads, business districts, educational institutions, healthcare facilities, and daily conveniences. The surrounding infrastructure and upcoming developments in the city further enhance the project's livability and future appreciation potential.

About the builder

A real Estate Group That is Committed to building a Better Future Based onPrinciples of clarity, trust & Integrity. we are inspired by the best practices in theworld of Innovation. The Maestros of crafting extraordinary real estate Properties that speak to the refined tastes of individuals who crave noting but the epitome of elegance, unparalleled craftsmanship, and the pinnacle of opulence. we are focused to develop Quality Projects that meet the evolving needs of the modern world.

Saraswati group represents a progressive organisation believing in Quality & unparlleled commitment which can be witnessed in the previously completed Residential projects in the NCR region. Saraswati smart homes is the True representative of premier craftsmanship and provides An Authentic luxury living experience, pioneering posh interiors, materials & amenities in every section of the property.

Project Details

Areas

Area

1,050 Sq Ft

Possession Status

Immediate Possession

Pricing & Payment Plan

Price

₹32 Lac

Basic Price

₹3048

Floor plan

Location

Noida

Frequently asked questions about Saraswati Smart Homes

  • Where is Saraswati Smart Homes located?

    Saraswati Smart Homes is located in Noida. The project is well connected to main roads and prime locations.

  • What property types are available in Saraswati Smart Homes?

    Saraswati Smart Homes offers Flat / Apartment options that are thoughtfully planned to suit the needs of modern homebuyers and investors.

  • What unit sizes are offered in Saraswati Smart Homes?

    The project offers 2 BHK, 3 BHK, allowing buyers to choose a layout that fits their budget, family size, and lifestyle.

  • What is the price range of Saraswati Smart Homes?

    The price of Saraswati Smart Homes is ₹32 Lac. Considering the location, amenities, and future development, the pricing offers good value for buyers.

EMI Calculator

Estimate the monthly EMI for Saraswati Smart Homes, seeded from its price. Change any figure to suit your budget.

₹32 Lakh
₹4.8 Lakh
0% 90%
15%
₹27.2 Lakh
Years

240 months

Advanced options

Paid on top of the EMI every month — it goes straight to principal.

Years

₹ 13,600 of the loan

Monthly EMI

₹ 23,605

for 20 Years at 8.5% p.a.

Total Interest

₹ 29,45,150

₹29.45 Lakh

Total Payment

₹ 56,65,150

₹56.65 Lakh

Total Upfront Cost

₹ 4,93,600

Down Payment₹ 4,80,000
Processing Fee₹ 13,600

Recommended Monthly Income Keeps the EMI within 35% of take-home pay

₹ 67,442

Principal vs Interest

Share of total payment that is interest
Interest 52%
Principal Interest

Outstanding Loan Over Time

Repayment Schedule

Month-by-month repayment showing opening balance, principal, interest, instalment and closing balance
Month Principal Interest EMI Closing
Oct 2026 ₹ 4,338 ₹ 19,267 ₹ 23,605 ₹ 27,15,662
Nov 2026 ₹ 4,369 ₹ 19,236 ₹ 23,605 ₹ 27,11,293
Dec 2026 ₹ 4,400 ₹ 19,205 ₹ 23,605 ₹ 27,06,893
Jan 2027 ₹ 4,431 ₹ 19,174 ₹ 23,605 ₹ 27,02,462
Feb 2027 ₹ 4,462 ₹ 19,142 ₹ 23,605 ₹ 26,98,000
Mar 2027 ₹ 4,494 ₹ 19,111 ₹ 23,605 ₹ 26,93,506
Apr 2027 ₹ 4,526 ₹ 19,079 ₹ 23,605 ₹ 26,88,980
May 2027 ₹ 4,558 ₹ 19,047 ₹ 23,605 ₹ 26,84,422
Jun 2027 ₹ 4,590 ₹ 19,015 ₹ 23,605 ₹ 26,79,832
Jul 2027 ₹ 4,623 ₹ 18,982 ₹ 23,605 ₹ 26,75,210
Aug 2027 ₹ 4,655 ₹ 18,949 ₹ 23,605 ₹ 26,70,554
Sep 2027 ₹ 4,688 ₹ 18,916 ₹ 23,605 ₹ 26,65,866

The EMI column is the total paid that month — instalment plus any extra or one-time payment — so every row balances: opening − closing = principal.

Indicative only. The actual EMI depends on the lender's rate, processing fees and your eligibility. Stamp duty and registration are not included in the upfront cost — estimate those here. Check your eligibility →